Motor Legal Cover

The hourly rate for a solicitor these days is in excess of £100 which could mean that if you are unfortunate enough to be involved in an accident that wasn’t your fault it can not only be a hassle but also be a very expensive business! This is why we feel legal cover is invaluable.

We will provide you with cover should you need to bring legal proceedings to recover your losses following a claim that wasn’t your fault. You will be provided with up to £100,000 legal costs per claim together with a 24-hour help line were our highly experienced claims handlers can assist and advise you from the beginning of your claim.

Suitable Replacement Vehicle
In some cases courtesy vehicles provided may not be suitable for your needs. For example you may have a large family, a commercial vehicle or prestigous car, in which case a courtesy vehicle would not be suitable. We have access to virtually every type of vehicle on the road and can provide will ensure you will remain mobile by arranging delivery and collection of a vehicle from a nationwide car hire service. With a comprehensive fleet of modern vehicles ranging from small to large cars, vans and disabled driver vehicles we will ensure you receive a vehicle suited to your needs. The cost of the replacement vehicle is recoverable from the party at fault.

Injury Compensation
Some injuries sustained in an accident are noticeable immediately however aren't apparent until a few days later. Such symptoms can include aches and pains, bruising and headaches, and stiffness etc. We will appoint a medical expert who may see fit to recommend a cousre of physiotherapy to assist in your recivery. We will on your behalf arrange any specialist treatment required and the cost of any recommendations will be covered by your legal expenses policy. This not only applies to you but also to any passengers.

Policy Excess
Should you have an excess on your motor policy we will endeavour to recover this for you.

Loss of Earnings
If you are unable to work following your accident, your losses can be included in your claim.

Repairs to Your Vehicle
In the event of an accident that isn’t your fault even when you have comprehensive insurance you will still be liable to pay the excess on collection and sometimes this can be as much as £500 – unless you have our separate UK Excess product. Without this product, as mentioned you will have to pay the excess but this will be recovered from the third party insurers providing we have their details. If you are third party insured this means you will not need to pay for the repairs.

Medical Fees
We can recover any reasonable medical fees resulting from your accident.

Vehicle Recovery & Storage Costs
If you vehicle cannot be driven following your accident reasonable costs of recovering and storing your vehicle can be included in your claim.

Total Loss Negotiation & Valuation Service
In the event that your vehicle is a total loss and there is a dispute on valuation. We will assist you. You have access to our nationwide panel of solicitors and legal experts within our claims department.

With an extensive knowledge and experience we can ensure professional and efficient handling of your claim. There is no need to expose yourself to the risk of having to foot these bills. Get cover today.

Please see our Policy Summary for further information.